M-Pesa Integration Services
M-Pesa Daraja API Integration for Kenyan Businesses
We build reliable, production-grade M-Pesa payment integrations — STK Push, C2B Pay Bill, B2C disbursements and more. Used by SACCOs, retailers, e-commerce, logistics and enterprise businesses across Kenya.
Complete M-Pesa Integration Solutions
Every M-Pesa API available through Safaricom Daraja — integrated correctly, tested thoroughly, documented fully.
STK Push (Lipa na M-Pesa Online)
Trigger payment prompts directly to a customer's phone number. Perfect for e-commerce checkout, bill payment, subscription renewals and one-time purchases. Automated reconciliation included.
C2B Pay Bill & Buy Goods
Receive payments to your Pay Bill or Till Number with real-time callback notifications to your system. Ideal for SACCOs collecting contributions, schools collecting fees and service businesses.
B2C Salary & Disbursements
Send money from your business account to individual M-Pesa wallets. Used for salary disbursements, farmer payments, insurance claims, loan disbursements and commissions.
Transaction Status Query
Programmatically query the status of any M-Pesa transaction for reconciliation, dispute resolution and automated order fulfillment. Real-time status for all transaction types.
PesaLink Integration
Bank-to-M-Pesa and inter-bank instant payment integration via PesaLink for businesses handling large-value transactions, treasury payments and enterprise-level fund movements.
Reversal & Reconciliation
Automated transaction reversal for erroneous payments, daily reconciliation reports, M-Pesa statement parsing and a complete audit trail for your finance and accounting teams.
M-Pesa Integration for Every Industry
We have delivered M-Pesa integrations across Kenya's most active industries.
SACCOs & Microfinance
Member contributions, loan repayments, savings deposits via STK Push & C2B.
Retail & E-Commerce
Checkout payments, subscription billing, refunds, inventory reconciliation.
Agribusiness
Farmer payments, input purchase, cooperative collections and payouts.
Logistics
Delivery collections, driver commissions, fuel payments, trip reconciliation.
How We Build Your M-Pesa Integration
A structured, tested approach that delivers production-ready integrations typically within 1–3 weeks.
Discovery Call
We understand your payment flows, volumes and technical environment.
Safaricom Setup
Daraja API credentials, shortcode registration and sandbox activation.
Development
Build the integration layer, callback handlers and reconciliation logic.
Testing
Full sandbox and production testing with real transaction validation.
Go-Live
Production deployment, monitoring dashboards and team training.
M-Pesa Integration FAQs
Ready to Accept M-Pesa Payments?
Get a free technical assessment of your M-Pesa integration requirements. Our Daraja API specialists are ready to build exactly what your business needs.