M-Pesa Integration Services
We build reliable, production-grade M-Pesa payment integrations - STK Push, C2B Pay Bill, B2C disbursements and more - for SACCOs, retailers, e-commerce and enterprise businesses across Kenya.
Every Daraja API, Properly Integrated
Every Daraja API You'll Need
From customer checkout to staff payouts - one partner for the full M-Pesa stack.
Reconciled, Not Just Received
Every payment is automatically matched against orders or invoices - no manual statement checking.
Built for Every Industry
SACCOs, retail, agribusiness, logistics - we've delivered M-Pesa integrations across Kenya's most active industries.
What Would Your M-Pesa Integration Look Like?
Two quick questions - get a straightforward recommendation, no obligation.
What do you need M-Pesa for?
From Customer's Phone to Your System
M-Pesa Integration, Done Properly
Complete Setup Guide
From Safaricom business registration through to production go-live - we handle the full Daraja API setup process.
Mobile App Payments
STK Push and C2B built directly into your mobile app, so customers pay without ever leaving the app.
Daraja API In Your App
PHP, Node.js, Python, Java or .NET - we integrate the Daraja API into whatever stack your app already runs on.
How the Integration Connects
A clear, documented connection between your system and Safaricom's Daraja API - no black box, no guesswork.
Manual Reconciliation vs. Automatic
M-Pesa Integration for Every Industry
SACCOs & Microfinance
Member contributions, loan repayments, savings deposits via STK Push & C2B.
Retail & E-Commerce
Checkout payments, subscription billing, refunds, inventory reconciliation.
Agribusiness
Farmer payments, input purchase, cooperative collections and payouts.
Logistics
Delivery collections, driver commissions, fuel payments, trip reconciliation.
What Businesses Say
“Miano Software integrated our Tally Prime with the KRA eTIMS Type C ETR device seamlessly. Zero downtime, fully compliant. Their team is professional, responsive and genuinely invested in your success.”
“The M-Pesa STK Push integration built for our SACCO has transformed member payments. Processing is instant, reconciliation automated and manual errors dropped to zero. Outstanding work by the team.”
“We hired Miano to build our manufacturing ERP. Inventory accuracy is now at 99% and production planning fully automated. Best technology investment we have ever made as a company.”
“Miano Software integrated our Tally Prime with the KRA eTIMS Type C ETR device seamlessly. Zero downtime, fully compliant. Their team is professional, responsive and genuinely invested in your success.”
“The M-Pesa STK Push integration built for our SACCO has transformed member payments. Processing is instant, reconciliation automated and manual errors dropped to zero. Outstanding work by the team.”
“We hired Miano to build our manufacturing ERP. Inventory accuracy is now at 99% and production planning fully automated. Best technology investment we have ever made as a company.”
How We Build Your M-Pesa Integration
A structured, tested approach that delivers production-ready integrations typically within 1–3 weeks.
Discovery Call
We understand your payment flows, volumes and technical environment.
Safaricom Setup
Daraja API credentials, shortcode registration and sandbox activation.
Development
Build the integration layer, callback handlers and reconciliation logic.
Testing
Full sandbox and production testing with real transaction validation.
Go-Live
Production deployment, monitoring dashboards and team training.
M-Pesa Integration FAQs
Ready to Accept M-Pesa Payments?
Get a free technical assessment of your M-Pesa integration requirements. Our Daraja API specialists are ready to build exactly what your business needs.